What You Don’t Know, Could Hurt You: Five Common Auto Accident Myths
Myth # 1: I don’t need medical care.
Fact: It’s more common to experience a delay in painful symptoms after an auto injury. Some injuries do not become serious until a few days, or even weeks, after. After any accident, it is important to seek immediate medical attention, even if you do not feel any initial pain. Seeking medical attention as soon as possible will ensure your health and help your claim later in the process.
Myth # 2: I have to give a recorded statement to the insurance company.
Fact: Insurance companies try and tell you this myth to scare you. You are under no obligation to offer or give a recorded statement at any point. If you do, you may jeopardize your potential claim if you make a statement before you are fully aware of the situation, especially if you have not fully realized how injured you are. It is always best to speak to a lawyer before agreeing to speak to the insurance company.
Myth # 3: My adjuster works for me.
Fact: Your adjuster works for your insurance carrier and it is his job to protect the company’s bottom line by settling your claim for the lowest dollar value as quickly as he/she can.
Myth # 4: The at fault insurance will cover all of my costs.
Fact: Insurance companies are in the business of saving and making money. Insurance companies consistently underpay or will outright deny your claim. An insurance company’s lowball settlement offer will likely not come close to covering your costs. Thus, hiring an attorney who will be your advocate and put your best interests ahead of the insurance companies is the best option.
Myth # 5: I don’t need a lawyer.
Fact: When making an insurance claim, a lot can go wrong. Insurance companies can be unreasonable; they often want to offer quick low-dollar settlements before you are aware of all of your injuries. An experienced lawyer knows this, knows how to deal with insurance companies, and becomes your advocate. Edmiston & Colton Law Firm has been representing victims of auto accidents for over 30 years. For more information, visit www.yellowstonelaw.com or call (406) 259-9986.
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